National Day, Mid-Autumn Festival holiday, many people choose to travel abroad, a lot of people in accordance with the requirements of travel agents pay hundreds of 50,000, 10 million outbound margin. In recent years, however, events, travel agencies charge high-refundable deposit can not be triggered by a dispute about the country's happened more. The money what should or should pay? How to prevent such "pay first, after traveling" Hidden Travel "on foot" Risk?

Travel disappeared visitors to embark on the road to collect debts

"Offered the time of registration and travel agents have not mentioned the margin of things to us, leaving two days before the notice said because of material problems to pay 50,000 yuan deposit, or can not make the trip." Tianjin Wang Feng citizen and his family in the first half of this year in local a travel agency signed up for a European tour two products, but that he did not expect that, ten days of the end of the tour, he has embarked on the long road to collect debts after returning home.

Wang Feng told reporters, travel agents did not return the deposit in accordance with the original agreement "to sign off 10 days", but playing the missing, Wang Feng and colleagues visitors can only rights by the police and the use of legal means.

Reporters learned from some travel agencies, outbound tourism margin refers to the domestic outbound tourism travel agents in the organization of tourist travel abroad, in order to prevent tourists stranded no return, requiring tourists to pay a certain amount of cash in front of a group of travel agencies as guarantee, currently guarantee deposits to long-term travel in Japan and Europe based.

"Once tourists stranded happens, the travel agency will face punishment results were parked embassy to sign, resulting in loss of business, collecting Margin is a practice disperse risk, part of the 'convention', does not expressly provide for the amount." Wuhan, China travel agency, a staff member, Europe, for example, based on job classification and non-working, non-working visitors have to pay 50,000 yuan in fixed assets in accordance with its case at least, and more need than ten million.

Insiders pointed out that with a large number of outbound margin in hand, a part of the travel agency will be used to purchase its investment, financial products, nurturing its tourism products. Travel agency is in the early development work, but once over the solvency of travel agents, even the slightest mistake principal will be threatened.

In addition, the relevant regulatory requirements under the ambiguous gap, outbound security deposit in recent years evolved into some travel agents "set money" as a new means. Hubei Tourism Monitoring Corps official said, a few years ago because of a dispute arising outbound margin occurred locally, before and after more than 30 tourists more than 300 million yuan deposit is not returned as scheduled. "After a preliminary investigation, a travel agency staff Sike seal, absconded with money."

Managed funds regulatory requirements practical obstacles exist

Reporters noted that in recent years for the rights of outbound tourism event triggered margin, national and local tourism authorities have repeatedly issued a document. February 2016, the National Tourism Administration had issued a circular on regulating outbound margin related matters, such as the first to ask travel agents to receive outbound margin, shall take the funds in escrow participating banks, travel agencies and individuals may not cash or cash transfers direct deposit fee.

Before the National Day this year, the National Tourism Administration issued the "Notice on Regulating the travel agency business conduct to safeguard the legitimate rights and interests of tourists", which regulate them specifically for outbound travel agents to receive outbound margin behavior, clear exit agency charged outbound security deposit must be taken funds custodian bank participation the way. But in the survey, many travel agencies not to implement the requirements of trusteeship bank. In Wuhan, Wuhan, China Travel Service, says the company account margin is a direct hit, "guaranteed not to run away, the travel agency itself has paid a few million dollars to guarantee service quality of tourism management department, not to give up tourist money management."

More tourism management department official told reporters that the current margin for outbound hosted by the bank does not have the legal provisions enforceable, even if law enforcement found that travel agents do not perform as required, and can only be ordered to correct, it can not be punished.

In addition, hosted on a practical level there are obstacles. Beijing Law Society, Legal Studies Tourism Deputy Secretary-General Li Guang told reporters, tourism hosted by bank deposit form, requires banks, travel agencies, tourist signing of the tripartite agreement, the bank issued proof tourists want to travel agents, travel agents need to return later attestation go back to the bank, on the very complicated procedures. "Banks and engaged in the business rarely, only in Beijing Bank of Beijing, Industrial and Commercial Bank, Standard Chartered Bank and a few other banks are doing, because this business is not income for the banks."

Travel plus financial model beware "illegal fund-raising"

Insiders pointed out that travel agencies charge a deposit outbound travel market behavior, is the contract between the travel agency and consumer behavior, now, should not rely on the government or legislative means directly be canceled. However, given the margin of outbound tourism is still in an unknown state regulations, the relevant industry sectors should introduce appropriate policies and regulations on how to pay the deposit, when charged, refund, in particular issues such as what the consequences of non-refundable undertake further specification.

Li Guang believe, tourism associations should play a role here, from the perspective of the Association introduced operating standards for travel abroad to receive margin, and thus guide and regulate the behavior of the travel agency.

In addition, for some travel agencies to travel abroad under the guise of deposit, charge exorbitant deposit, security deposit, to "travel agency" in the name row "illegal fund-raising" of the real, Li Guang believes that tourism plus financial business model, if you obtain the appropriate financial or licenses, standardized operation, is a trend and direction of development of tourism. However, there is now some of the travel agency industry financial services, most do not get the appropriate permits and licenses, chaotic management, low-priced products as a selling point to high returns as bait to entice visitors to deposit large sums of money.

"Tourists should also buy their own types of products have a clear understanding, and verification of appropriate qualifications to run a business. For the illegal business of financial products, be sure to stay away for legitimate financial products, it should also determine the risk of their own affordability , adequate risk assessment. "Li Guang said.